Resources for New and Prospective Home Buyers
If you are interested in the program but not quite ready to buy a house, community resources are available to help you get on the path to owning a home!
Please contact any of our partners below for help with savings, credit scores, budgeting, and more.
1. Gateway Neighborhood Mortgage Program
Visit Justine Petersen for help through the process, including any necessary credit repair, a credit and financial health check.
Mention that you are interested in the Gateway Neighborhood Mortgage Program.
This is currently offered by our approved lenders Central Bank and Enterprise Bank.
Contact: Randen Click
2. BJC EAP
BJC employees have access to the Employee Assistance Program.
EAP offers a wide variety of resources to employees and their immediate family members.
- financial planning
- referrals and resources
Visit their website: https://www.bjceap.com/
3. Believable Banking Home Mortgage Program
The Believable Banking Home Mortgage is a home loan designed to assist people on the pathway to affordable, successful home ownership, while helping revitalize neighborhoods. The unique mortgage structure helps empower people to overcome some of the challenges in mortgage qualification. Pre- and post- purchase home ownership counseling helps educate new and existing homeowners. The “Emergency Reserve Fund” helps empower them to face life’s challenges that potentially threaten their homeownership.
- Not credit score driven
- Mortgage insurance not required
- Most down payment assistance programs allowed
- Emergency reserve fund required
Contact: Crystal Morris
Believable Banking Home Mortgage