There are certain requirements to participate in this program, with these two being the most important, for which there are no exceptions:

  • Employees must work with an approved lender from this list for their home mortgage.
  • The property must be located within one of our eligible neighborhoods.

Eligible Neighborhoods

Click on the magnifying glass icon on the map to search any address  and see if it falls within the program boundaries.

To take advantage of the Live Near Your Work program, employees must meet several criteria. Read below to find out if you’re eligible.
Eligible Washington University employees must meet all of the following criteria:
  1. Must be a full- or part-time employee of Washington University working 20 or more hours per week and in good standing. Graduate students and fellows are not eligible.
  2. Must be purchasing an eligible property as described herein.
  3. Employees can use this benefit only once. The benefit cannot be combined with another employee’s benefit on a single home purchase.
  4. Eligible employees must qualify for a mortgage through a participating approved lender (see Approved Lenders List).
  5. First time home buyers must participate in a first time home buying counseling program selected by the program administrator.
  6. Must not be a “disqualified person” of Washington University within the meaning of Section 4958 of the Internal Revenue Code, as determined by the Controller of the University in their discretion. In general, a disqualified person includes a trustee, officer, or any other employee who is or was at any time during the previous five (5) years in a position to exercise substantial influence over the affairs of Washington University as well as his or her family members.
Eligible BJC HealthCare employees must meet all of the following criteria:
  1. Primary job is on the Washington University Medical Campus.
  2. Must be a full- or part-time employee working 24 or more hours per week.
  3. Must be purchasing an eligible property as described herein.
  4. Employee can use this benefit only once. The benefit cannot be combined with another employee’s benefit on a single home purchase.
  5. Eligible employees must qualify for a mortgage through a participating approved lender (see Approved Lenders List).
  6. First time home buyers must participate in a first time home buying counseling program selected by the program administrator.
  7. Must not be a “disqualified person” of BJC HealthCare. In general, a disqualified person includes a trustee, officer, or any other employee, or family member of such employee, who is or was any time during the previous five years in a position to exercise substantial influence of the affairs of BJC HealthCare.
Eligible Properties must meet all of the following criteria:
  1. They must be 1-4 family buildings. Condominiums are eligible.
  2. They must be the primary residence of the purchasing employee.
  3. The home must be located in one of the approved neighborhoods (see Eligible Neighborhoods List).

Approved Lenders

To participate in the Live Near Your Work Program, your loan must be secured from one of the approved lenders outlined below. We recommend contacting more than one approved lender from this list to find a loan that best meets your needs. We also recommend creating a personal budget to ensure that you can afford to buy.

Busey Home Mortgage
1 Insurance Center
Creve Coeur, MO 63141

Go To Website

Matt Rimkus
314‐317-7345 (Office)
636-541-4693 (Cell)
314‐579‐7801 (Fax)
matt.rimkus@busey.com

Central Bank of St. Louis
425 North Ballas Road- Suite 101
Saint Louis, MO 63141

Go To Website

Bradford Wilmotte
314‐219-0401 (Office)
314‐606-8304 (Cell)
314‐746‐4609 (Fax)
bradford.wilmotte@centralbank.net

Enterprise Bank & Trust
11401 Olive Blvd.
Creve Coeur, MO 63141

Go To Website

Jill Callow
314-995-5665 (Office)
jcallow@enterprisebank.com

Iberia Bank Mortgage
2247 Bluestone Drive
St. Charles, MO 63303

Go To Website

Marty Saladin
314‐361-4455 (Office)
214-448-5071 (Cell)
636-949-7974 (Fax)
Marty.Saladin@IberiaBankMortgage.com

Midland States Bank
2341 Hwy K
O’Fallon, MO 63368

Go To Website

Kris Mills
636-379-6117 (Office)
314-332-7968 (Direct)
636-949-3409 (Fax)
kmills@midlandsb.com

Stifel Bank & Trust
12655 Olive Boulevard, Suite 250
St. Louis, MO 63141

Go To Website

Kent Hackstadt
314-317-6980 (Office)
618-792-0107 (Cell)
hackstadtk@stifelbank.com

US Bank Home Mortgage
216 South Kingshighway Boulevard
Saint Louis, MO 63110

Go To Website

Kevin Singh
630-843-1302 (Direct)
314-261-9350 (Fax)
Kevin.singh@usbank.com