Eligibility Requirements

Please carefully review the below eligibility requirements to determine if you qualify for this program. The two primary requirements are listed below and there are no exceptions:

  • Employees must work with an approved lender from this list for their home mortgage.
  • The property must be located within one of our eligible neighborhoods.

Eligible Neighborhoods

Click on the magnifying glass icon on the map to search any address  and see if it falls within the program boundaries.

The below resources detail the criteria and information required to qualify for the Live Near Your Work program. If you are ready to apply, click here.
Eligible Washington University employees must meet all of the following criteria:
  1. Must be a full- or part-time employee of Washington University working 20 or more hours per week and in good standing. Graduate students, Postdoctorals, and Fellows are not eligible.
    1. Must be purchasing an eligible property as described herein.
    2. Employees can use this benefit only once. The benefit cannot be combined with another employee’s benefit on a single home purchase.
  2. Eligible employees must qualify for a mortgage through a participating approved lender (see Approved Lenders List).
  3. First time home buyers must participate in a first time home buying counseling program selected by the program administrator.
  4. Must not be a “disqualified person” of Washington University within the meaning of Section 4958 of the Internal Revenue Code, as determined by the Controller of the University in their discretion. In general, a disqualified person includes a trustee, officer, or any other employee who is or was at any time during the previous five (5) years in a position to exercise substantial influence over the affairs of Washington University as well as his or her family members.
Eligible BJC HealthCare employees must meet all of the following criteria:
  1. Primary job must be located on the Washington University Medical Campus.
  2. Must be a full- or part-time employee working 24 or more hours per week. Graduate students, Postdoctorals, and Fellows are not eligible.
  3. Must be purchasing an eligible property as described herein.
  4. Employee can use this benefit only once. The benefit cannot be combined with another employee’s benefit on a single home purchase.
  5. Eligible employees must qualify for a mortgage through a participating approved lender (see Approved Lenders List).
  6. First time home buyers must participate in a first time home buying counseling program selected by the program administrator.
  7. Must not be a “disqualified person” of BJC HealthCare. In general, a disqualified person includes a trustee, officer, or any other employee, or family member of such employee, who is or was any time during the previous five years in a position to exercise substantial influence of the affairs of BJC HealthCare.
Eligible Properties must meet all of the following criteria:
  1. They must be 1-4 family buildings.
    1. Single-family homes, duplexes, condominiums, apartments, and townhomes are all eligible.
    2. You may buy a single apartment or condo unit, just not an entire building consisting of more than 4 units.
  2. They must be the primary residence of the purchasing employee.
  3. The home must be located in one of the approved neighborhoods (see Eligible Neighborhoods List).

2020 Live Near Your Work Virtual Housing Fairs

Join us for the 2020 Live Near Your Work Virtual Housing Fairs on Wednesday, October 21st over Zoom.

2020 Live Near Your Work Virtual Housing Fairs
Wednesday, October 21st
Live on Zoom
Two options to attend:

  • Noon – 1pm
  • 5pm – 6pm

Zoom link:   https://wustl-hipaa.zoom.us/j/4155255334

No RSVP required, but email livenearyourwork@wustl.edu if you would like to receive a reminder prior to the event, or if you have any questions.

2020 Live Near Your Work Virtual Housing Fairs Flyer

Approved Lenders

To participate in the Live Near Your Work Program, your loan must be secured from one of the approved lenders outlined below.
You must work with the one of the provided contacts listed at each bank in order to participate in our program.

Busey Home Mortgage
1 Insurance Center
Creve Coeur, MO 63141

Go To Website

Matt Rimkus
314‐317-7345 (Office)
636-541-4693 (Cell)
314‐579‐7801 (Fax)
matt.rimkus@busey.com

Central Bank of St. Louis
425 North Ballas Road- Suite 101
Saint Louis, MO 63141

Go To Website

Bradford Wilmotte
314‐219-0401 (Office)
314‐606-8304 (Cell)
314‐746‐4609 (Fax)
bradford.wilmotte@centralbank.net

Commerce Bank Mortgage
6630 Delmar Blvd
University City, MO 63130

Go To Website

Maurice Allen
314-746-3550 (Office)
404-514-8793 (Cell)
maurice.allen@commercebank.com

Enterprise Bank & Trust
11401 Olive Blvd.
Creve Coeur, MO 63141

Go To Website

Jill Callow
314-995-5665 (Office)
jcallow@enterprisebank.com

Guild Mortgage
9717 Landmark Pkwy Drive, Suite 101
St. Louis, MO 63127

Go To Website

Marty Saladin
214-448-5071 (Cell)
marty.saladin@guildmortgage.net

Melissa Keyser
314-346-6264 (Cell)
mkeyser@guildmortgage.net

 

Midland States Bank
212 S. Central Ave. 2nd Floor
St. Louis, MO 63105

Go To Website

Olga Basilio
Mortgage Loan Originator
314-512-8867 (Office)
217-882-6122 (Fax)
obasilio@midlandsb.com

Stifel Bank & Trust
12655 Olive Boulevard, Suite 250
St. Louis, MO 63141

Go To Website

Kent Hackstadt
314-317-6980 (Office)
618-792-0107 (Cell)
hackstadtk@stifelbank.com

US Bank Home Mortgage
216 South Kingshighway Boulevard
Saint Louis, MO 63110

Go To Website

Kevin Singh
630-843-1302 (Direct)
314-261-9350 (Fax)
Kevin.singh@usbank.com