Eligibility Requirements

Review the eligibility requirements below to see if you qualify for the Live Near Your Work program.

The two primary requirements are that you purchase a property in an eligible neighborhood and are deemed a qualifying employee by HR.

Eligible Neighborhoods

The map below displays the various neighborhoods eligible for funding.
Washington University’s program boundaries are shown in GREEN
BJC HealthCare’s program boundaries are shown in GREEN and BLUE

Eligible Washington University employees must meet all of the following criteria:

Washington University eligible employees must meet all the following criteria:

  • Full-time employees or part-time employees working 24 or more hours per week at Washington University in good standing, as verified by Human Resources.
    • Graduate students and fellows are not eligible.
    • Post-doc Research Associates are not eligible.
    • Medical residents are eligible.
  • Purchasing an eligible property as described herein.
  • Must be an employee of Washington University for at least one year before applying (New requirement as of 2025).
  • Employee can use this benefit only once. The benefit cannot be combined with another employee’s benefit on a single home purchase.
  • Eligible employees must qualify for a mortgage through a participating approved lender (see Approved Lenders List).
  • First time home buyers must participate in a first time home buying counseling program selected by the program administrator.
  • Must not be a “disqualified person” of Washington University within the meaning of Section 4958 of the Internal Revenue Code, as determined by the Controller of the University in his or her discretion. In general, a “disqualified person” includes a trustee, officer, or any other employee who is or was at any time during the previous five (5) years in a position to exercise substantial influence over the affairs of Washington University as well as his or her family members.

 

Eligible BJC HealthCare employees must meet all of the following criteria:

BJC HealthCare eligible employees must meet all the following criteria:

  • Full-time employees or part-time employees working 24 or more hours per week at BJC HealthCare in good standing, as verified by Human Resources.
    • Medical residents assigned to BJC HealthCare are classified as WUSTL employees but have benefits provided by BJC and are ELIGIBLE.
  • Purchasing an eligible property as described herein.
  • Must be an employee of BJC HealthCare for at least one year before applying (New requirement as of 2025).
  • Employee can use this benefit only once. The benefit cannot be combined with another employee’s benefit on a single home purchase.
  • Eligible employees must qualify for a mortgage through a participating approved lender (see Approved Lenders List).
  • First time home buyers must participate in a first time home buying counseling program selected by the program administrator.
  • Must not be a “disqualified person” of BJC HealthCare. In general, a “disqualified person” includes a trustee, officer, or any other employee, or family member of such employee, who is or was any time during the previous five years in a position to exercise substantial influence of the affairs of BJC HealthCare.
  • Must not be contingent workers, secondary positions, PRN or persons of interest.

 

Eligible Properties must meet all of the following criteria:
  1. They must be 1-4 family buildings
  2. Single-family homes, duplexes, condominiums, apartments, and townhomes are all eligible.
  3. You may buy a single apartment or condo unit, just not an entire building consisting of more than 4 units.
  4. They must be the primary residence of the purchasing employee.
  5. The home must be located in one of the approved areas located in either St. Louis City or St. Louis County (see Eligible Neighborhoods List).
  6. Homes purchased have a maximum sales price of $300,000 (New requirement as of 2025)

Before submitting your eligibility form, make sure you’ve read our Eligibility Criteria and Program Guidelines.
A representative from our team will review your submission and contact you within five business days.